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Topic: Insurance
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The Weight and the Lever
Approx. 22 min read
Eleven years ago, Sylvie received a letter from her insurer's actuarial contractor: she was legally prohibited from entering a specific grocery store. No explanation was given for why, or what might happen, or to whom. She obeyed. Then her estranged son took a job there, and the prohibition, which had never been anything she understood, became something she had to decide about.
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Well Calibrated
Approx. 15 min read
An insurance statistician notices her own premium jump for no reason she can explain, and using her insider access to the pricing model, she reverse-engineers the signal into a date. Telling no one, she quietly restructures her entire life around it. When the date comes and goes, she goes back to the data and discovers she misread what the number was actually measuring.